We thought you might like a bit of a giggle; you’ll have seen madcap stories from people filling in insurance claims before and we’ve picked out our top five:

1. I thought the side window was down but it was up, as I found when I put my head through it.

2. Cow wandered into my car. I was afterwards informed that the cow was half-witted.

3. Coming home I drove into the wrong house and collided with a tree I haven’t got.

4. Going to work at 7am this morning I drove out of my drive straight into a bus. The bus was 5 minutes early.

5. I blew my horn but it would not work as it was stolen.